The Chicago Community Trust (The Trust) has convened a network of community leaders to implement scalable solutions to advance equitable homeownership and real estate development in Black and Latinx communities.

The 3C initiative helps teams strengthen local community investment ecosystems and advance racial equity through safe, affordable housing.

Using the Center for Community Investment’s Capital Absorption Framework, multisector stakeholders in Chicago collaborate to achieve ambitious results that go beyond individual projects to systems change. The three-year initiative is working to scale affordable housing and redress the ways structural racism has shaped American housing systems with dramatically negative consequences for many communities of color.

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Affordable Housing Solutions

Owning a home is the single largest source of household wealth, which is why it plays an important role in the strategy to close the region’s racial and ethnic wealth gap. The Trust will collaborate with a network of partners with concentrated activities in East Garfield Park and Humboldt Park.

3C aims to identify new models for building individual and community wealth by expanding homeownership opportunities for Black and Latinx communities.

33.9% of Black families and 45.6% of Latinx families own their homes, compared to 53% of white families.

The network will support a pipeline of developers of color with access to capital and resources.

Increased access to innovative financing solutions creates opportunities for Black and Latinx homebuyers.

Facilitating community-led, scalable solutions addresses vacant and abandoned land.

The Trust intends to grow the network of stakeholders and scale the model across other communities.

Network Partners

This grant is part of JPMorgan Chase’s national $400 million, five-year philanthropic commitment to promote housing stability and affordability and improve homeownership opportunities to close the housing affordability gap for Black, Hispanic, and Latino households.


  • JPMorgan Chase & Co

Participating Organizations

  • Garfield Park Community Council
  • The Puerto Rican Agenda of Chicago
  • Neighborhood Housing Services of Chicago
  • KMW Communities
  • City of Chicago

Program Partners

The Latest from the 3C Initiative

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